Payment and Refund Policy

Effective Date: [20.12.2024]

At Sparsh Senior Care, a part of Umang Bharati Care Foundation (NGO), we are committed to  transparency and user satisfaction. This policy outlines the terms and conditions under which payments  are made and refunds may be considered for services purchased through our platform. 

1. Non-Refundable Services 

∙ Subscription and membership fees are non-refundable once the payment is successfully  processed. 

∙ Services such as caregiver profile verifications, background checks, and other one-time services  are non-refundable after they are initiated. 

∙ Unused or partially used subscriptions, memberships, or services purchased under the  marketplace model are non-refundable, even if you close your account or cancel before the end  of the subscription term. 

2. Automatic Renewals and Cancellations (Marketplace Model): 

∙ All paid memberships and recurring fee-based services will automatically renew at the end of  the chosen term period unless cancelled by the user. 

∙ If you cancel a subscription before the end of the term, you will continue to have access until  the current term expires, but no pro-rated refund will be provided. 

∙ Failure to cancel before the renewal date will result in charges for the next subscription period. 

3. Refund Eligibility  

Market-place model 

Refunds may only be considered under the following circumstances: 

∙ Service Interruptions: If our platform is unavailable for more than 72 hours due to technical  issues, users may request a refund or account credit for the affected period. 

∙ Payment Errors: In the case of duplicate payments or incorrect charges, users are eligible for a  full refund upon verification of the error.  

Full-service model

Refunds may only be considered under the following circumstances: 

∙ Payment Errors: In the case of duplicate payments or incorrect charges, users are eligible for a  full refund upon verification of the error.  

∙ If services are terminated before the expiry of the plan, a pro-rata refund may be provided for  the unused portion of the subscription, after deducting applicable cancellation charges. If  termination occurs within the first three (3) months of the annual subscription, an amount  

equivalent to three (3) months of the plan, plus applicable GST, will be deducted. If termination  occurs after the completion of three (3) months, the refund will be calculated on a pro-rata basis  for the unused portion of the subscription. 

4. Restrictions on Refunds 

Refunds will not be provided under the following circumstances: 

∙ If services are terminated due to harassment, abuse, any form of discrimination , unsafe  conditions, or misconduct by the Client, family members, or guests. 

∙ If Sparsh Senior Care terminates the agreement due to non-payment, breach of agreement, or  misconduct. 

∙ If the Client makes direct payments to caregivers, subcontractors, or third parties (outside  Sparsh Senior Care’s authorized process). 

∙ If services are cancelled without the required notice period of 7 days. 

5. Requesting a Refund 

To request a refund, users must: 

Email us at contact@sparshseniorcare.com with the following details: 

∙ Your name and account details. 

∙ The payment receipt or transaction ID. 

∙ A brief description of the issue. 

∙ Refund requests must be submitted within 15 days of the transaction. 

6. Processing Refunds 

∙ Approved refunds will be processed within 7–10 business days after verification.

∙ Refunds will be credited to the original payment method used during the transaction. 

7. Disputes and Resolution 

For disputes related to payments or refunds, please contact us at contact@sparshseniorcare.com. Each  case will be reviewed individually, and we aim to resolve disputes amicably and promptly. 

8. Contact Us 

For further questions about our payment or refund policy, please reach out to:  Email: contact@sparshseniorcare.com